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Today homeowners are sitting on significant equity, even as home price appreciation has eased recently. If you are a homeowner your net worth got a boost over the past few years thanks to rising home prices.
Because of the imbalance between how many homes were for sale and the number of home buyers in the market over the past few years home prices appreciated substantially.
And while the appreciation has slowed this year it does not mean you have lost all the equity in your home.

www.RealestateKarolina.com

#springfield #missouri #realtor #remax #homesforsale @KarolinaKemski

Are you thinking about selling your house?
You may need to prepare your home more than it would have been two years ago. Today the market housing is different. There are more homes for sale in the Housing market than there were at this time last year. However, the inventory is still low.
The home that is updated and priced are the market value and are still selling fast.
Today homes with a curb appeal that are presented well are still selling quickly and sometimes over the asking price.
The spring buying season is around the corner so if you are thinking about selling your house it is time to get it ready to sell.

www.RealestateKarolina.com

#springfield #missouri #Realtor #KarolinaKemski

The housing market last year slow down in response to higher mortgages, and that had an impact on home prices.
If you price your house right will make a big difference in how quickly your house could sell. The reality is that homes priced right are still selling in today's home sales market.
Pricing your house properly matters. Especially today. Your asking price sends a message to potential buyers.

www.Realestatekarolina.com

#springfield #missouri #homesforsale @KarolinaKemski

There are benefits to owning a home for a long time. But today housing's market may have you wondering if it is now still a time to buy. While the financial aspect of buying a home is important, the no financial and emotional reasons are too.
The emotional connection to our home can be just as important as the financial one. Here are some of the things that make a house a home:
You can be proud of your accomplishment.
you have your own designated happy place.
You can find a space that meets your needs.
You can customize your surrounding 

www.realestatekarolina.com

#Housingmarket #realestateinspringfield # missouri #homesforsaleinspringield #springfield #realtor #branson #ozark #rogersville #buyingahouse #zillow @Karolinakemski

Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? 
The hyper-competitive market has cooled this year as buyer demand has moderated and the housing supply has grown.
With less competition comes more opportunity. Here are two trends that may be the news that you need to reenter the market. With the return of contingencies , Sellers are more willing to help with the closing cost.

#Realtor #Springfield #missouri #Rogersvillemo #homesfor sale #loanofficer#buyingahouse @Karolinakemski

www.realestatekarolina.com

Hi Everyone! Karolina Kemski your Realtor with REMAX HOUSE OF BROKERS in Missouri l would like to share this information with you.

If you are thinking about buying a house, knowing what to budget for and how to be safe may sound Scary. One way to take the fear out of budgeting is to understand some of the costs you might  encounter 
Here are just a few cost experts say that you can expect: 
Saving for your downpayment is likely top of mind as you set out to buy a home. but do you know how much you will need to save? while each situation is different. The idea that you have to put 20 % down on a house is a myth. the right amount depends on your current savings and your home-buying goals.
Closing cost: closing costs are the fees that you pay when finalizing a real estate transaction, whether you are financing a mortgage or buying a new home. This cost can amount to 2 to 5 % of the mortgage so it is important to be financially prepared for this expense.
Earnest money deposit:
If you want to cover all your bases you can consider saving for an earnest money deposit. An earnest money deposit is money you pay as a show of good faith when you make an offer on a house. This deposit works like a credit it is not an added expense .
Do you have some questions about buying a house? Give me a Call I will be happy to help you navigate through this process.

#Realtor #Remaxagent #KarolinaKemski #springfieldmo #bransonmo #missouri #homes for sale# buyersagent
www.realestatekarolina.com

What Happens to housing when there is a recession?

Since the 2008 housing bubble burst, the world recession strike a stronger emotional chord than it ever did before. And while there is some debate around whether we are officially in a recession right now, the good news is experts say a recession today would likely be mild and the economy would rebound quickly.
To add to the sentiment, housing is typically one of the first sectors to rebound during a slowdown.

#springfieldmo #remaxagent #bilingualrealtor #ozarkmo #rogersvillemo #missouri #remax @Karolinakemski 
#realestateinvesting #homesforsale #buyingahouse

www.realestatekarolina.com

There are headlines about ongoing price appreciation but at the same time, some sellers are reducing the price of their homes. that can feel confusing and makes it more difficult to get a clear picture .
Part of the challenge is that it can understand what experts are saying when the word they use sound similar.

Here are some terms to help clarify what is actually happening today.

Appreciation:  Is when home prices increase
Depreciation: Is when home prices decreases
Deceleration: This is when home prices continue to appreciate but at a slower or more moderate pace.

What are we seeing today is Deceleration. That means home prices are appreciating, just not at the record-breaking pace they have over the past year.

Real estate with Karolina Kemski cell 417-255-5530
Karolinakemski@remax.net
#springfield #missouri #remax #realtor #bilingualrealtor#bransonmo #ozarkmo 

New Home Construction Slipped in July as builders responded to slowing demand by pulling back the Census Bureau reported .
Starts fell 9.6% to 1.45 million annually while permits dipped 1.1% to 1.674 million as rising mortgage rates and elevated prices kept buyers on the sidelines. The report follows Monday's release of the National Association of Home Builder's confidence index for July, which showed a 6-point slide from June.
Home builder confidence turned negative in August, driven by declines in all three components of the index: Current single-family home sales, future sales expectations, and traffic of prospective buyers.
Excluding the early months of the pandemic , homebuilder confidence is now at the lowest level since 2014.
Builders are responding to a pullback in demand, as rising mortgage rates have dampened affordability and caused would-be buyers to sit on the sidelines.
 Housing is a key pillar of the economy and surged during the coronavirus pandemic when people bought new homes or expanded existing ones as they grappled with being unable to go to their offices or out to eat . But with the Fed trying to put the brakes on runaway inflation, mortgage rates have doubled and houses have become less affordable for many.
#Realtor #Springfield #Missouri @Karolinakemski@remax.net 

www.realestatekarolina.com

 Are you thinking about buying a home?

There are more homes for sale today than at anytime last year. So if you tried to buy a home last year and were outbid or outpriced, now may be your opportunity. The number of homes for sale in the USA has been growing over the past four months as rising mortgage rates help slow the frenzy the housing market saw during the pandemic.
This is an opportunity for people with a secure job to jump into the market when other people are a little hesitant because of a possible recession. They will have a few buyers to compete with.

The first reason the market is seeing more homes available for sale is the number of sales happening each month has decreased. This slowdown has been caused by rising mortgage rates and rising home prices leading many to postpone or put off buying.

Karolina Kemski ABR , GRI, Designation

#Springfield #missouri #Realtor in Springfield mo
#REMAX # MISSOURI
www.realestatekarolina.com